The M.POS Group has formulated an idea for a mobile commerce framework, called M.Blue. It forms the conceptual foundation for the applications delivered by M.POS and outlines the requirements, in simple terms, of how mobile and traditional payments can coexist and be catered for in technical solutions. As a payments blueprint for the modern mobile society, it describes how consumers, merchants, service providers and government can interact for the exchange of goods, services and information, underpinned by a pervasive payment infrastructure.